Blog

How money moves
when a deal closes.

Payments, deals, and the infrastructure behind getting paid. For brokers, advisors, and anyone closing transactions that actually matter.

51
OTC & Crypto Trading
Why would an OTC trade settle across two different stablecoins instead of one?

Splitting an OTC settlement across two stablecoins can reduce counterparty concentration risk, meet each side's platform preferences, and improve available liquidity for a large trade.

52
Payments
ACH, wire or onchain payment: which should you use?

In the United States: ACH for routine payments that can wait a banking day, a wire for large same-day finality, onchain when hours or borders are the limit.

53
Business & Acquisitions
Asset sale or share sale: what is the difference?

An asset sale transfers chosen assets and liabilities out of a company; a share sale transfers the company itself, with everything in it. How they compare.

54
Brokers
What are average broker commission rates by industry?

No single average exists. Sourced rates run from 0.70% of a large merger to 60% of a first-year premium, and many industries publish no figure at all.

55
Payments
B2B payment methods compared

Nine B2B payment methods compared on eight criteria for payer and payee: cost, speed, reversibility, remittance data, fraud, cross-border, working capital.

56
Brokers
Broker or agent: what is the difference?

An agent acts for one principal and can bind it; a broker arranges a deal between two parties. Each industry then gives the two words its own meaning.

57
Legal & Closing
Closing costs explained: what a home buyer pays at closing in the United States

On a United States home purchase, closing costs are the loan, title, government and prepaid charges due at closing, on top of the down payment.

58
Brokers
Commission-only or salaried broker: which pay model is better?

Commission-only pays a broker more above a break-even level of production and less below it; a salary moves the risk of a poor year to the firm.

59
Security & Fraud
Common crypto scams explained

Crypto scams fall into four families by what is taken: money you send, your keys or approval, your goods, or your address. One check stops each.

60
OTC & Crypto Trading
Crypto OTC desk or P2P trade: which suits a large trade?

A desk suits a large trade that needs a firm price today from a vetted firm; a P2P trade suits known parties, an asset no desk quotes or a negotiated block.

61
Escrow
Do you need escrow for a private high-value deal?

You need escrow when something must be checked or completed after the buyer commits the money and before the seller is entitled to it, or by law.

62
Security & Fraud
Does your insurance cover a payment sent to an impostor?

Often only in part: you need a social engineering or fraudulent instruction coverage part, and it usually carries a low sublimit and verification conditions.

63
Domain Sales
Domain investing explained: how a portfolio makes or loses money

Domain investing is buying names to resell later. A portfolio's result comes down to sell-through rate and average sale price set against yearly renewals.

64
Freelance
Freelance tax basics in the United States

A freelancer in the United States pays income tax plus 15.3% self-employment tax on net earnings, usually in four estimated payments a year.

65
OTC & Crypto Trading
Hot wallet or cold wallet: how should a large holder settle OTC trades?

Settle from a hot wallet that holds only what the next settlements need; keep the rest offline or with a custodian and refill by a controlled procedure.

66
Luxury & Collectibles
How do bloodstock and racehorse sales work?

Racehorses sell at public auction by age group or privately; the horse is sold as described, risk passes at the hammer and returns are few and time-limited.

67
Brokers
How do brokers find clients and get more deals?

Brokers find clients through six channels: past clients, professional referrals, direct outreach, content, events and co-brokerage. The funnel maths, worked.

68
OTC & Crypto Trading
How do crypto OTC desks make money?

A crypto OTC desk earns the spread on principal trades, commissions on agency trades and interest on financing, less hedging, funding and running costs.

69
Domain Sales
How do domain marketplaces work?

A domain marketplace lists names, collects the buyer's payment, oversees the transfer and pays the seller net of commission. The types, formats and costs.

70
Domain Sales
How do ENS names work?

An ENS name is an entry in Ethereum contracts: a registry lists its owner, a registrar rents it by the year, and a resolver holds what it points to.

71
International Payments
How do international business payments work?

An international business payment is a chain of account entries: banks in each country debit and credit balances, convert the currency and deduct fees.

72
Payments
How do onchain payments work?

An onchain payment is a signed transaction recorded on a public blockchain: the payer signs, the network validates, a block includes it, and it becomes final.

73
Payments
How do stablecoin payments work?

A stablecoin payment moves a token an issuer promises to redeem at one unit of a currency. The full path from bank money to bank money, with fees and delays.

74
Real World Assets
How do tokenized funds work?

A tokenized fund is an ordinary fund whose share register is kept as tokens. How subscription, NAV, redemption, share classes, transfers and fees work.

75
Real World Assets
How do tokenized treasuries work?

A tokenized treasury is a token for a share in a fund or vehicle holding short United States Treasury bills. Yield arrives as a rising price or new tokens.

76
Crypto
How do you accept crypto payments as a business?

A business accepts crypto in one of three ways: its own wallet, a payment processor or an exchange account. How they compare, and the set-up each one needs.

77
Payments
How do you accept payments as a business?

A business accepts payments by opening a bank account, then adding the methods its customers use: transfer, direct debit, cards, wallets, links, onchain.

78
Crypto
How do you account for crypto payments?

Book the token at fair value on receipt, track it by lot and by wallet, remeasure as your framework requires, and reconcile to the chain each month.

79
Luxury & Collectibles
How do you authenticate a luxury watch?

You authenticate a luxury watch in layers: documents, numbers, an opened-case inspection, tests, a stolen-watch search, then a written opinion.

80
Freelance
How do you avoid scope creep on a project?

Write down what is in and out of scope before you start, then route every extra through a priced, written change order approved before the work begins.

81
Brokers
How do you become a business broker?

You become a business broker by joining or opening a brokerage, holding the licence your state requires, and winning seller listings on a success fee.

82
OTC & Crypto Trading
How do you become a crypto OTC broker?

You become a crypto OTC broker by settling your regulatory status, building a verified network of buyers and sellers, and signing a fee agreement first.

83
Brokers
How do you become a yacht broker?

You become a yacht broker by joining an established brokerage as a salesperson, getting licensed where a licence exists, and closing your first sales.

84
Brokers
How do you become an equipment broker?

Pick one of two jobs, selling used machines or arranging equipment finance, choose a niche, learn title and lien checks, and plan for a slow first quarter.

85
Brokers
How do you become an M&A advisor?

No single licence makes an M&A advisor: you need deal skills, a clean answer to the securities-law question (US exemption explained) and your own deal flow.

86
Domain Sales
How do you buy a domain name that someone already owns?

Find the owner or reach them through the registrar's contact form or a broker, check the name before paying, and budget price, fees and renewals together.

87
Luxury & Collectibles
How do you buy a watch from a private seller?

Vet the seller, price from completed sales, meet at a watchmaker, have the watch examined before you pay, and get a signed sale note. Costs worked through.

88
Luxury & Collectibles
How do you buy at a luxury auction?

To buy at a luxury auction: register, read the catalogue entry and condition report, set a maximum bid from your all-in budget, bid, then pay and collect.

89
Luxury & Collectibles
How do you buy fine art safely?

Buy fine art safely by checking authenticity, provenance, title, condition, export status and total cost, and by getting written warranties, before you pay.

90
Luxury & Collectibles
How do you check a luxury asset is free of liens before you pay?

Search the registry that fits the asset, search the seller by name, check theft databases, then have the contract pay the lender first. Rules vary by country.

91
OTC & Crypto Trading
How do you choose a crypto OTC desk?

Choose a crypto OTC desk on eleven criteria, from regulatory status to all-in cost: what to ask, what a good answer looks like, and a scorecard to reuse.

92
OTC & Crypto Trading
How do you find a crypto OTC counterparty?

Six channels lead to a crypto OTC counterparty: a principal desk, an agency broker, an exchange block service, an RFQ platform, an introducer or peer groups.

93
Domain Sales
How do you flip domain names?

Flipping a domain means buying one name cheaply, holding it and reselling it at a margin after renewals, commission and payment costs. Most names never sell.

94
Business & Acquisitions
How do you get from enterprise value to the amount wired at closing?

Subtract debt and debt-like items, add cash, adjust working capital to the peg, then take off fees, holdbacks, rollover and seller note. A full worked example.

95
Freelance
How do you get international freelance clients?

International freelance clients come from six channels, referrals first. How to position for a foreign buyer, quote across currencies and adapt the contract.

96
Brokers
How do you grow a brokerage business and build a referral network?

A brokerage grows on four levers: more brokers, a higher average fee, better conversion and more repeat and referred work. Referrers stay when paid on time.

97
Crypto
How do you handle volatility on crypto payments?

Shorten the time you hold a volatile asset: take a dollar stablecoin or convert on receipt, cap any balance you keep, and write the rule in a one-page policy.

98
Luxury & Collectibles
How do you insure a high-value collectible?

Insure a high-value collectible by listing it on a schedule or a standalone policy, at an agreed value backed by a current appraisal. Then read the exclusions.

99
Real World Assets
How do you invest in tokenized assets?

Check you are eligible, pass onboarding, read what the token really represents, add up every fee layer, settle custody and confirm the exit before you pay.

100
OTC & Crypto Trading
How do you liquidate a large token position OTC?

Measure the position against market depth, then sell it off the order book: one block, dated tranches or both, at a discount, with a written file.

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